Q. Who is an Insurance Broker?
A. An independent Professional who can guide you with your insurance needs or concerns, and can arrange any insurance with the insurance company you select.
Q. Do I pay a Fee?
A. No. All around the World, insurance brokers are paid a commission by the insurance company you choose since insurance brokers save them work. This is accepted business practice.
Q. How do Insurance Brokers work?
A. We help you identify your needs, and then we obtain a range of Quotations from the insurance market. If you accept one of these, we make all the arrangements for you. You pay to us and we pay your insurance company.
Q. How are The Insurance Brokers independent?
A. We are legally obliged to give you "Best Advice" in all situations, even though it may be 'bad' for us! All insurance brokers must carry Malpractice insurance.
Q. Will The Insurance Brokers try to sell me insurance?
A. No. Insurance is not always the answer, and we will help you to identify your needs; then we will help you if you wish, but perhaps we can show you how to manage your concerns differently - it is called Risk Management.
Q. Why should I use The Insurance Brokers?
A. Where else can you get Independent Professional help without having to pay for it? You might save money, and you will certainly be better informed of what is available. After all, insurance companies themselves wisely use Insurance Brokers to arrange Reinsurance for them!